Coverage Built for the Booth, the Mobile Rig, and the Salon Floor
Whether you're booth-renting in a busy salon, running a mobile grooming rig out of your van, or operating a storefront with a small team, your income is variable, your back hurts, and your scissor wrist is on borrowed time. Paw & Plan Health specializes in coverage for groomers — ACA plans that account for 1099 income, short-term disability for the day your wrist finally gives out, and dental coverage that doesn't punish you for being self-employed.
Plans for Every Type of Groomer
Booth renters and 1099 groomers
Your Schedule C deductions matter — they reduce your MAGI and unlock bigger ACA subsidies. We'll model your subsidy two ways before you choose a plan.
Mobile groomers
Single-vehicle operators need PPO networks that travel — we filter for plans whose network follows you across county lines, not just your home ZIP.
Salon owners with a team
If you employ 2+ groomers or bathers, you may qualify for a small-group plan that splits costs with your team. Ask us about the Clinic Owners option — same structure applies.
The Two Riders Every Groomer Should Consider
- Short-term disability — replaces 60–70% of income if a wrist injury, surgery, or recovery takes you off the table for 4–26 weeks. Typical cost: $30–$70/mo.
- Accident insurance — pays cash for bites, lacerations, and ER visits. Pet groomers see more bites than most ER nurses. Typical cost: $14–$28/mo.
What Groomers Typically Pay (After Subsidies)
Ready to see your options?
Answer a few quick questions and a licensed advisor will email your personalized plan options within one business hour. 100% free, no obligation.