15 Years Helping People Choose Coverage Confidently
We're an independent agency — not tied to any one carrier — so our advisors recommend what actually fits your life, your family, and your business.
We started Paw & Plan because nobody else was building plans around a vet's day.
Our co-founder spent eight years as a registered vet technician working ER overnights in Texas. After her fifth euthanasia in one week, she tried to find a therapist who took her insurance. Twelve calls. Three "we're not accepting new patients." One "your plan dropped us in January."
She paid $180 cash for a single therapy session. Then she stopped going.
That story is the reason Paw & Plan Health exists. Veterinary professionals, groomers, and the 1099 walkers who keep the whole pet-care economy moving deserve coverage built around their shifts — not coverage retrofitted from a generic ACA broker template.
What makes us different
Make health coverage humane, affordable, and built around the people who care for animals — from the DVM out front to the groomer in the back room.
Our values
Licenses & carriers
Paw & Plan Health is licensed to sell health, dental, vision, supplemental, and short-term disability in 38 states. Our agents are appointed with leading carriers including:
Built for vets, techs, groomers,
sitters, and walkers — no one else.
As an independent agency focused on animal-care work, we represent you and your team — not any single carrier. That means real advice from someone who knows what a 14-hour ER shift looks like.
Built for animal-care work
We only advise veterinary professionals, groomers, sitters, and walkers. Every conversation starts with the realities of your shift — not a generic intake script.
Mental health is non-negotiable
Compassion fatigue and ER burnout are real. We filter plans for therapy copays, EAP networks, and same-day telehealth before we ever talk premium.
Free to you, paid by carriers
Carriers pay us a standard commission baked into every plan — the same price you'd pay direct. You get a licensed advocate for nothing.
Year-round, not just enrollment
We stay your point person for claim denials, plan changes, life events, and locum moves. One advisor, all year, every renewal.
1,200+ vet pros covered. Counting paws.
Real coverage stories from veterinarians, techs, groomers, walkers, and clinic owners across 38 states.
“I'd been a vet tech for nine years with no real health coverage. Paw & Plan got me a Silver plan with $0 therapy copays. After three ER overnights in a row, that meant something.”
Sara K.ER Vet Tech (CVT), Denver CO
“Switched my two-vet small-animal practice to a SHOP plan and the small-business tax credit covered most of the difference. My staff has dental, vision, and short-term disability for the first time.”
Dr. Diego R.Clinic Owner / DVM, Tucson AZ
“I groom out of a mobile rig. My back is held together with KT tape. Paw & Plan paired me with a PPO that actually covers ortho and PT — and a $22/mo accident rider that already paid out once.”
Jamie L.Mobile Groomer, Atlanta GA
“I'm a Rover walker pulling in about $38K. They said I qualified for $0 premiums after subsidy — I didn't believe them until the enrollment confirmation hit. Genuinely life-changing for a 1099 pet pro.”
Priya N.Independent Dog Walker, Brooklyn NY
“Locum equine vet, three states, variable income. Anywhere else, I'm a paperwork nightmare. Here I was a 20-minute phone call and a Silver plan I can actually use on the road.”
Dr. Mara T.Equine Locum DVM, Lexington KY
“Four years out of vet school, drowning in loans, terrified of mental health coverage gaps. They walked me through every plan's therapy network before I picked. First insurance broker who actually got it.”
Dr. Avery C.Associate DVM, Small Animal, Portland OR